The expense of decorating your place can come as a shock.

A couple of throw pillows, an area rug and some curtains could total up to more than a month’s rent. But you shouldn’t have to drain your bank account or go into debt adorning your home.

Sure, you’ve probably already thought of big-box retailers like Walmart, Target and Bed Bath & Beyond, as well as the online behemoth Amazon. But there are lots more options for finding deals on home decor.

How Much Does Home Decor Cost?

Did you know the average American spends up to $2,700 a year on household furnishings and equipment? That’s a lot of throw pillows and picture frames. Residents of certain states spend more than others, with Indiana leading the pack in expensive home decor.

While decking out your abode in the latest home accessories and designer furniture can be a costly endeavor, the following budget-friendly stores will help you stretch your decor dollars.

Top 22 Cheap Home Decor Stores

Here are 22 cheap home decor stores and websites to help you save money as you outfit your place.

1. At Home

At Home is a Texas-based chain that operates more than 200 stores in 40 states. According to its website, the large warehouse-like stores “take unnecessary frills out (to) pass all of those savings on to (the customer).” Sign up for At Home Insider Perks for special discounts and information on new products and markdowns.

2. Big Lots

Big Lots is a chain that sells a variety of merchandise, including furniture and home decor. The company operates over 1,400 stores in 47 states. Budget-conscious shoppers can enjoy the store’s everyday low prices and free shipping for online orders of $59 or more. The BIG Rewards membership program offers exclusive coupons and savings.

3. CB2

CB2 is Crate & Barrel’s less expensive offshoot brand. Shop the “sales and offers” section of the website for discounted prices and get free shipping on over 1,000 items. CB2 also has more than 20 locations in major cities including Chicago, New York, Los Angeles and Miami — where you can meet with a home design specialist.

4. Dormify

Dormify has all you need to outfit your college dorm or first apartment. Get free shipping on orders over $100. Shoppers can join the retailer’s referral program and earn rewards for referring friends.

Shopping for dorm decor but not sure what your student will actually need? Here are our recommendations for dorm room essentials.

5. H&M Home

H&M is not just a retailer for jeans and T-shirts. You can find H&M Home in select H&M locations — plus there are stand-alone stores in eight cities across the U.S. H&M Home sells a variety of affordable products for your bedroom, living room, bathroom and more. The company’s membership program offers savings and perks for those who sign up.

6. Habitat for Humanity ReStore

Habitat for Humanity ReStore is a secondhand store that sells home improvement materials, furniture and appliances. The stock at each of the 900-plus retail locations changes regularly as stores rely on donations from the community. In addition to scoring cheap deals at Habitat ReStore, you’ll also be supporting the nonprofit’s efforts of building homes for those in need. Check other local thrift stores if you don’t have a Habitat ReStore near you.

7. Hayneedle

Hayneedle is an online retailer specializing in home decor and furniture — with a large selection of products to spruce up your outdoor area. Enjoy free shipping on all orders.

8. The Home Depot

Power tools or gardening supplies might come to mind when you think of The Home Depot, but this home improvement giant also has a nice selection of home decor options. Shop for furniture, wall decor, lighting, rugs and more. The Home Depot has over 2,300 locations and offers price matching, special sales and virtual DIY workshops.

9. HomeGoods

HomeGoods, a sister store to T.J. Maxx and Marshalls, stocks its stores with products like bedding, housewares, rugs, furniture and decor — all for low prices. Shop online and get free shipping on orders over $119, or visit one of the more than 800 stores nationwide.

10. IKEA

IKEA is well known for its ready-to-assemble furniture, modern housewares and Swedish meatballs — all at affordable prices. There are over 400 Ikea warehouse stores across the world. Join the IKEA Family membership club for discounts and rewards.

11. Urban Outfitters

Once the domain of college students and hipsters, Urban Outfitters has unique home decor that strikes a balance between trendy and thrifty. Hit up the website home decor sale section for more reasonable prices or the Urban Renewal line that repurposes materials to fashion sustainable home decor and vintage goods.

12. Lowe’s

Lowe’s is another home improvement store that sells a selection of home decor products. You can find furniture, wallpaper, window treatments, home accents and more, online or in-store. Use these tips to save money at Lowe’s.

13. Michaels

You may think of Michaels as just an arts and crafts store, but you can also buy home decor items that don’t require any DIY skills. Michaels has a great selection of seasonal decor, frames, wall art, floral arrangements and more at its 1,250 locations and online. Become a Michaels Rewards member to get deals and information about upcoming sales promotions.

14. Nordstrom Rack

At Nordstrom Rack, you can find discounts up to 70% off original prices. Although the store is mostly known for its clothing and accessories, it also sells a variety of affordable home decor. There are about 350 locations in the United States and Canada.

15. Overstock

Overstock is a popular online retailer for discounted home decor and furniture. Its loyalty program, Club O, costs $19.95 a year and comes with free returns, 5% off every purchase, a price match guarantee and more.

16. Tuesday Morning

Tuesday Morning is a discount retailer that operates in more than 450 locations across the country. The no-frills stores buy name-brand closeouts to pass along the savings to customers. Tuesday Morning Perks members get special offers.

17. Uncommon Goods

Uncommon Goods sells unique hand-crafted products from around the world. Prices vary, but shop sale items or join the Uncommon Perks program for $19.90 a year to enjoy benefits like free shipping.

18. Wayfair

Wayfair’s claim to fame is that it’s got just what you need when it comes to decking out your home. The online retailer regularly promotes sales and offers free two-day shipping on thousands of items over $35.

19. World Market

World Market sells merchandise from around the globe at affordable prices. The company operates nearly 250 stores nationwide or you can shop online. Sign up for the World Market Rewards program to earn additional discounts.

20. GoodwillFinds

Instead of making your way to one of Goodwill’s 3,300 stores, now you can just click on your favorite bargains and have them shipped to you, via its website GoodwillFinds.com. Learn how you can browse through 100,000 pieces of secondhand merchandise from the comfort of your couch in our article on GoodwillFinds.

Turn that passion for thrifting into a serious side hustle with our guide on scoring valuable secondhand and vintage decor.

21. T.J. Maxx

Known for discounted name-brand clothing, T.J. Maxx is also a great place to scout deals on a wide selection of budget-friendly home decor. Whether you’re looking to pick up affordable accent chairs or fake indoor plants that look like the real deal, T.J. Maxx’s clearance section is a one-stop shop for great deals.

22. West Elm

If you want to decorate your home like the pages of Architectural Digest without the designer price tag, look no further than West Elm. From outdoor furniture to rugs, West Elm offers a huge selection to put the finishing touches on your dream home. You can also find cheap home decor in the Deals Under $20 section of the website.

4 Tips for Finding Affordable Home Decor

1. Don’t Skip the Thrift Store

Online shopping and a site that offers free shipping or same-day delivery make it easy to get sucked into paying more than you can afford. Instead, take a field trip and shop your local consignment and thrift stores to see if someone else’s castoff can be your new centerpiece.

2. Small Details Make Big Impacts

Step away from expensive furniture recommendations. Remember, you need only a few distinctive touches or unique items to transform a bland room into a bold statement. You’d be surprised what a few gallons of paint, some plants and an exciting piece of art can do.

3. Get Creative with Wall Art

Speaking of art, thinking outside the frame is an affordable way to decorate on a budget. You can get some great deals on crafty displays from Etsy sellers and other stores that sell local art while earning the satisfaction of supporting small businesses.

4. Give Secondhand Furniture New Life

Before you plunk down big bucks on that new dining table, consider scouring your classified ads for great deals on sturdy pieces that can be refurbished. Even if it doesn’t fit your home’s aesthetic, you could flip it for a profit.

Kaz Weida is a staff writer at The Penny Hoarder. Nicole Dow is a former senior writer at The Penny Hoarder.

This was originally published on The Penny Hoarder, a personal finance website that empowers millions of readers nationwide to make smart decisions with their money through actionable and inspirational advice, and resources about how to make, save and manage money.

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